Planning to buy Harley-Davidson X440? Complete EMI guide here

Harley-Davidson X440 EMI Guide: Updated Pricing and Loan Options

Planning to buy Harley Davidson X440 – Harley-Davidson and Hero MotoCorp have collaborated to bring the X440, a premium neo-retro roadster motorcycle, to the Indian market. The model, which is now the most affordable single-cylinder offering in the brand’s lineup, has undergone a price adjustment. The latest update sees the X440’s pricing increase by up to ₹5,000, depending on the variant.

The Vivid trim, previously the entry-level option, has seen a ₹1,000 price hike, bringing its ex-showroom cost to ₹2.36 lakh. The S trim, which was previously priced at ₹2.59 lakh, now costs ₹2.59 lakh after a ₹4,000 adjustment. The top-tier T trim has risen by ₹5,000, setting its ex-showroom price at ₹2.84 lakh.

Harley-Davidson attributed the price increase to higher costs for essential raw materials and manufacturing expenses.

EMI Calculation for the X440 T Trim

For buyers considering the X440 T trim, here’s an overview of the monthly EMI amounts based on a 100% loan on the ex-showroom price of ₹2.84 lakh. The interest rate used in the calculation is 9.5%, with repayment periods of 24, 36, and 48 months.

Choosing a 24-month tenure results in a monthly EMI of ₹13,040. Extending the repayment to 36 months reduces the EMI to ₹9,097, while a 48-month plan lowers it further to ₹7,135. These figures provide a baseline, but actual EMIs may vary depending on down payments, loan amounts, and interest rates.